Cha-Ching Touch Review: On the Go Financing App

Cha-Ching, for Mac OS X, has been a very popular finance application. But the problem with the desktop app is that you need to remember to add your transactions to Cha-Ching when you get home. Now, with Cha-Ching Touch, you can easily add purchases anywhere with your iPhone or iPod Touch.

When you open Cha-Ching you first have to enter your (optional) four digit pass code. Then the safe opens and you can access your accounts. For each account you can view the current balance and your transactions. You can view your transactions from this month, flagged transactions, search transactions, or view your history. There is also a button to add a transaction. Tap this, choose a payee, and enter the amount to quickly add transactions on the go.

Payees allow for speedy transactions. When you first start using the app you will need to add in the places where you are making your transactions. Once you have a large list of payees you just need to choose a payee and select an amount to add a transaction. Each payee can have a location attached. This lets you quickly select a payee based on your current location. Cha-Ching also lets you track budgets in different categories. Syncing with Cha-Ching Touch and Cha-Ching for OS X is easy. Just go to the sync option on Cha-Ching Touch, then launch Cha-Ching 2 and click sync. Syncing is fast and works over a local wireless network.

I have had a few small issues with Cha-Ching. If you use more than one account the budget section combines the purchases in both accounts; so you can’t set separate budgets for separate accounts. It also takes some extra time to add a description to the purchase.

Cha-Ching Touch is a great financing app for the iPhone. If you use Cha-Ching on your Mac be sure to pick this up; but the application is great even without Cha-Ching for Mac. Adding transactions is a snap; and syncing is easy. Cha-Ching is available now on iTunes for $2.99.

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